Mr. Sara Lamsam, Chief Executive Officer of Muang Thai Life Assurance PCL, revealed that Thailand is currently facing demographic challenges, including a shrinking workforce and risks associated with insufficient post-retirement savings and rising medical costs. As an organization that has stood by Thai society for 75 years, Muang Thai Life Assurance aims to expand its role beyond traditional life and health protection to fully drive a "Longevity Ecosystem." Adopting a customer-centric approach to product and service innovation, the company focuses on balancing three key dimensions to ensure that a long life is also a high-quality, self-reliant one: extending the total lifespan (Lifespan), promoting a longer period of good health (Healthspan), and ensuring lifelong financial security (Wealthspan).

To reinforce its commitment and proactive response to the modern era, the company has launched the "Muang Thai Flexi Retire Series." This highly flexible pension insurance product allows customers to tailor retirement plans to their specific lifestyles. Simultaneously, the company is collaborating with a nationwide network of senior living and nursing home partners to deliver comprehensive care—spanning everything from financial planning to healthcare services—thereby reaffirming its position as a partner dedicated to caring for customers throughout their lives. ...and meets the needs of a long, high-quality life (Longevity is a Trend).

The "Muang Thai Flexi Retire Series" represents an innovative pension insurance product, enhanced for greater flexibility and designed to serve as an excellent tool for planning a long and fulfilling life. You can choose your preferred premium payment method—whether a single lump sum, a short 5-year term, or a comfortable payment schedule continuing until age 55, 60, or 65. You also have the flexibility to select when to start receiving pension payments (at age 55, 60, 65, or 70). Should you change your mind, the retirement plan can be adjusted without worry—requiring no additional premiums or new underwriting processes. Furthermore, you can choose between annual or monthly pension payouts. Rest assured regarding inflation, as the pension amount increases in a step-like pattern as you age. Alternatively, policyholders can choose to receive the first pension installment as a 30% lump sum and claim a tax deduction of up to 200,000 Baht. Health concerns are eliminated, as the plan offers guaranteed acceptance without the need for a medical examination.

The "Muang Thai Flexi Retire Series" comprises several plans: "Flexi Retire Pro 90/1" (available for retirement ages 55, 60, 65, and 70; tax-deductible pension) and "Flexi Retire Next 90/1" (available for retirement ages 55, 60, 65, and 70; tax-deductible pension)—both involving a single premium payment with pension receipt options tailored to one's lifestyle. It also includes "Flexi Retire 90/5" (available for retirement ages 55, 60, and 65), offering a customizable pension that fits individual lifestyles, as well as "Flexi Retire 9055, 9060, and 9065" (tax-deductible pension), with sales commencing on October 1, 2026.

Mr. Sara added that to further build a comprehensive "Longevity Ecosystem," Muang Thai Life Assurance has expanded its "Senior Ecosystem" partner network. This initiative aims to care for the elderly by addressing diverse lifestyles with understanding and accessibility, ultimately fostering peace of mind and a sustainable, high quality of life. The company has joined forces with 44 senior living and nursing home partners nationwide to elevate the quality of life for an aging society, specifically benefiting Muang Thai Life Assurance pension policyholders who utilize these senior care facilities. Policyholders can opt to have their pension payments made directly to partner elderly care facilities, with plans to extend this privilege to endowment insurance policyholders in the near future.

Furthermore, Muang Thai Life Assurance customers enjoy a wide range of privileges and services from partners. These offerings cover everything from innovative housing concepts for active seniors seeking a high-quality, comfortable living environment to residences for the elderly and patients requiring round-the-clock care from professional nurses and caregivers, complete with full amenities and healthcare services. Services also include chauffeured transport with accompanying caregivers for seniors, patients, and those needing assistance—ensuring convenient, safe, and reassuring travel—as well as end-of-life care facilities that focus on symptom relief and comfort while keeping patients close to their families.

"Muang Thai Life Assurance remains committed to elevating the organization to meet the financial and health security needs of customers at every stage of life. Driving the 'Longevity Ecosystem'—alongside the launch of the 'Muang Thai Flexi Retire Series' and these strategic partnerships—represents more than just product and service innovation; it reflects our steadfast determination to build a robust infrastructure for retirement planning. We aim to stand as a pillar of security and help drive Thai society toward a future of longevity, quality of life, and sustainability for generations to come," said Mr. Sara. #MuangThaiLife

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