Life Insurance Association General Insurance Association Collaborate with OIC Moving forward with the rating of agents and brokers, the Office of the OIC has taken legal action both administratively by revoking the license to be an insurance agent or broker. and criminally by prosecuting insurance fraud cases against insurance agents or brokers who continuously violate the law. Therefore, in order to enhance measures to deter insurance agents or brokers from violating the law, if an agent or broker gets red flags, they must leave the insurance industry immediately.

Mr. Sara Lamsam, president of the Life Protection Association, revealed that life and casualty insurance has been around for a long time. Even if insurance companies have branding, we still have problems in cases where agents or brokers have licenses but do not act properly. Collecting premiums and not remitting them The customer bought the wrong person. In the case the deputy mentioned, it shows a picture of incorrect information being provided.

The OIC has these projects. We must do a sustainable insurance business. If the agent moves to another company Insurance companies must see ethics There is not just a law. Life, quality, property, insurance must be done by yourself. When there is a correct database

Dr. Somporn Suebthawinkul, President of the General Insurance Association, said that we have 49 insurance companies. We started doing it transparently. Start by dusting the house. People who take care of the people Screening people who work, agents, brokers, bringing products, services, and protection to the public. It is important to build public confidence. If there is an x-ray machine We will have good personnel, fully equipped to take care of the people.

Mr. Chuchat Pramunphon, Secretary-General of the Insurance Business Regulatory and Promotion Commission (Secretary-General of the OIC), said that the Office of the OIC, as an insurance business regulatory agency and supervising the performance of duties of insurance agents or brokers who are middleman in persuasion Or directing people to make insurance contracts with insurance companies, which is considered an "insurance middleman" an important person in driving the insurance business and in the past, the OIC has taken legal action both administratively by revoking the license to be an agent or broker. insurance and criminally by taking insurance fraud cases against insurance agents or brokers who continuously violate the law. Therefore, in order to enhance measures to deter insurance agents or brokers from violating the law.

The OIC therefore initiated guidelines to prevent insurance fraud by insurance agents or brokers from upstream to downstream. By creating a project to develop a system to share a database on insurance fraud. By the legal and case line Together with the Center of InsurTech Thailand or the CIT Center of the OIC, jointly developed tools to help increase efficiency in preventing insurance fraud by insurance middlemen from the upstream. It starts from the process of considering the issuance of a license to be an insurance agent or broker in order to screen people to become insurance agents or brokers in the insurance business. This operation received good cooperation from the insurance industry and related parties. with all parties agreeing that This project is beneficial in deterring insurance fraud that damages the overall insurance industry. At the same time, it enhances the good image of insurance and insurance intermediaries. Including protecting the rights of the insured and the public as well.

"Guidelines for considering the issuance of a license to be a new type of insurance agent or broker In addition to considering the life insurance and casualty insurance laws that specify details about the qualifications of insurance agents or brokers, Applicants for the license must not have a history of committing insurance fraud or having their insurance agent or broker license revoked. or have a criminal record for property crimes As strictly prescribed by law The insurance company must verify the information of the license applicant. in such system as well Before the insurance company checks the information in the system, it must proceed strictly under the Personal Data Protection Act. That is, the insurance company must obtain consent to disclose information from the insurance agent or broker who wants to check. take a test Before taking the ID card number of the person applying for the license who has given consent to request a background check regarding insurance fraud or the revocation/suspension of the license of the agent or broker in such system. When the system has processed It will show the results of the inspection to see what level of surveillance the applicant's behavior is in,” Mr. Chuchat said.

In the said system, the level of seriousness is divided into 4 levels: level one, red, in the case of an insurance agent or broker whose license is being suspended; or the license was last revoked not more than 5 years from the date of the order to suspend or revoke the license. Level 2, orange, in the case of an insurance agent or broker whose license was last revoked for more than 5 full years from the date. There is an order to revoke the license or in the case where the insurance company reports that the person has engaged in insurance fraudulent behavior. Entered into the Insurance Fraud Reporting System of the Office of the OIC. This is a case where there is clear evidence. or a legal action has been reported. Level three, yellow, in the case where an insurance company reports that the insurance agent or broker Is a person whose behavior may be considered insurance fraud. Enter the Insurance Fraud Reporting System of the Office of the Insurance Commission or have a complaint and are under investigation by the Office of the Insurance Commission and Level 4, green, in the case that the insurance agent or broker does not have a blemishable history, that is, is not currently being suspended. Use license Never had a license revoked and there was no history reported by the insurance company that said that person Have behavior that is insurance fraud or may be insurance fraud

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